a) Guarantees.
b) Ability to generate sufficient income for the return of capital plus interest.
When a suitor for money comes to us, we ask him in the first instance for the basic documentation on the guarantee he offers and on the activity he carries out; From this arises either the rejection of the candidate or the request for a more exhaustive analysis. Only if it seems possible that the applicant can access the credit is the first formal steps taken, the documentation is received and the contracting party signs a Letter of Intent and Mandate, where the main aspects of the intended credit will appear detailed; amount, rates, terms, commission, expenses and management terms. We have to clarify that both the Investor Group and the applicant are free to make the decision not to carry out the operation, even up to the moment prior to the subscription of the respective Mutual and that our only obligation is to carry out a management before potential investors. We do not advance or charge any sum of money for credit procedures, in fact, we trust our commission that will only be charged if the credit is granted and in the same act of its liquidation. However, and of course. The applicant for a loan must bear the Direct Management Expenses that are not part of the commission.
We are not very interested in the applicant’s past, in Argentina we all have difficult business histories; our interest refers to the present and the projection towards a future that enables the repayment of the credit.
From the analyzes carried out by our technicians, the final approval arises, passing to the instrumentation stage with the determination of the legal framework, investor status and tax situation; as elements that lead the parties to carry out the legal act of perfection of the operation: the liquidation of the credit.
If you are thinking of making a Consultation, all our experience is at your service. Do not hesitate to contact us